- Makes treatment more affordable – by allowing you to spread the cost, you can opt to have the treatment you want, when you want it.
- Greater choice of treatments – by making treatments more affordable, you can access a wider range of treatments and choose the one perfect for you.
Interest Free Finance
We can provide access to two interest-free finance options that allow you to spread the cost of treatment over six or ten months, making it more affordable.
Sound interesting? Read on to find out more!
We’ve tried to answer the most commonly asked questions here, but if there’s anything else you’d like to know, please speak to a member of our team.
Who can benefit?
Almost anyone, if you are over 18, below 80 and a UK resident, subject to status and usual credit checks. You don’t have to belong to a membership plan and you don’t need to be a regular visitor at this practice. Access to facilities will be subject to an online credit application.
What can I use it for?
You can use our finance options for just about any treatment we provide, although they’re particularly suited to cosmetic, restorative, orthodontic and dental implant treatments.
Please ask a member of the team for more details.
What’s the minimum and maximum I can finance?
Our range of finance facilities cover any treatment which costs over £350* and up to a maximum of £50,000.
How do I make the repayments?
Much like any other finance facilities, you repay them in monthly payments over an agreed term. These payments are collected by Direct Debit.
How much will I pay?
With our interest-free facilities, you pay the cost of your treatment – no more, no less. We can provide you with a quotation that shows the monthly payment over the term of the loan. There are no hidden costs and an upfront deposit isn’t always necessary.
What are the repayment terms?
Designated members of the practice team will be able to go through the two terms so you can decide which option is appropriate for you, either six or ten months.
How do I apply?
Once your treatment plan and costs have been agreed, you’ll be able to complete an easy-to-use online credit application.
How long does approval take?
The application takes just a few minutes to complete and the decision is given instantly.
If your application is approved, we can schedule treatment following the mandatory 14-day ‘cooling-off’ period.
Who is the credit provider?
Eyespy Eye and Dental Care and Medenta Finance Limited are credit brokers and not lenders.
All credit is provided by Wesleyan Bank Limited which acts as the lender. Wesleyan Bank and Medenta Finance Limited are part
of the Wesleyan Group of companies.
For more information about the Wesleyan Group of companies, visit www.wesleyan.co.uk/legal-disclaimer
What if the cost of treatment changes?
We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If costs decrease, options can be discussed with the credit provider.
How often can I use the facility?
You can apply for finance for each course of treatment, subject to the usual credit check.
The advantages at a glance
For anyone considering using interest-free finance facilities to fund their private treatment, the advantages are clear:
- Payment terms to suit you – with 2 interest-free options available, 6 or 10 months you can choose the one best suited to your circumstances.
- No upfront deposit option* – with the choice to opt for no initial financial outlay, you can avoid dipping into your savings or having to find a lump sum to start your treatment.
0% APR
representative
example
To find out how you could benefit from this easy way to pay for the treatment you want, please speak to a member of our team.
The Financial Conduct Authority does not regulate instalment credit agreements for specific goods, at a fixed cost, which have a term less than 12 month. Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act.
Medenta Finance Ltd is authorised and regulated by the Financial Conduct Authority. Registered in Scotland No SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175.
Credit is provided by Wesleyan Bank Ltd who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales No 2839202. Registered Office: PO Box 3420, Colmore Circus, Birmingham B4 6AE. Tel: 0800 358 1122. Medenta Finance Ltd and Wesleyan Bank Ltd are part of the Wesleyan Group.
Calls are recorded for training and compliance purposes.